Aussie HIFIRE

One of the biggest decisions you make in your life is who you are going to be spending your life with. There are obviously some financial benefits to this as well, but more importantly lots of emotional benefits. From a FIRE perspective ideally you find someone who shares the same philosophy as you do about money, ie you want to save as much as possible from your income (whilst still living a reasonably comfortable life) and everything works out well. If that person doesn’t share the FIRE philosophy then it’s likely to be very hard going to achieve FIRE although still probably possible.

Continue reading →

A large part of FIRE is cutting your living expenses as much as possible so that you can invest as much of your income as possible. There’s all sorts of other stuff that goes into FIRE, but that’s a big chunk right there. The problem is that there are a lot of living costs that can only be cut so far or are fixed. Everyone needs a roof over their heads, needs food and drink, clothes to wear and all the rest of it. Sure the amount you pay for those things can be reduced to some extent, but they’re never going to be zero. Continue reading →